Santa Barbara Homeowners Insurance Specialists
Steve Hom Insurance Protects Your Santa Barbara Home by Providing You With the Right Insurance Coverages at the Best Prices
Purchasing homeowner’s insurance can get confusing, and at Steve Hom Insurance we understand this. Although you are not legally required to purchase home insurance in Santa Barbara as you are with car insurance, many mortgage companies are requiring it as part of their finance agreements with home owners. If you are faced with the sometimes daunting task of shopping for homeowner’s insurance, don’t fret!
With so many unknown risks that could threaten your home everyday, Steve Hom Insurance provides the most coverage for your family at the best prices the market has to offer, since we're independent insurance agents (we're not tied to just 1 company, we represent dozens!)
So don't wait, get a Free Quote Now!
Request a Santa Barbara Homeowners Insurance Quote Today!
Insurance Policy Types We Recommend for Homeowners in Santa Barbara
Insuring your car will protect you from financial loss if you are ever involved in an auto accident. An Santa Barbara auto insurance policy is essentially an agreement between yourself and your insurer that provides you with property, liability and medical coverage. Steve Hom Insurance can help you find the coverage that fits your driving needs. We are sensitive to all of you’re auto insurance issues and will compare policies and rates to find what’s right for you!
Whether you’re a weekend warrior, a casual rider, or a hardcore motorcyclist, our Santa Barbara motorcycle insurance policy offers protection for you, your bike, and your accessories. Our policy is designed to meet the personal and financial needs of most motorcycle owners. No doubt you’ll qualify for some of our discounts that will make your motorcycle insurance premiums even lower. We want you to enjoy your ride with the peace of mind that comes from knowing you’re covered.
Umbrella Insurance provides exactly the type of coverage that it sounds like it would; it provides an umbrella for you to stand under. Liability issues are everywhere and you never know what could cause someone to present you with a lawsuit. Basically, Santa Barbara Umbrella Insurance policies protect you from liability issues the go beyond the liability limits of standard insurance policies, such as your homeowner’s insurance, car insurance, etc. This policy literally puts you under its umbrella so that when you exceed the liability coverage limits on an insurance line, you will still be protected.
Other Popular Personal Insurance Types
Steve Hom Insurance Services is proud to offer our clients other popular types of Santa Barbara personal insurance to cover all of their needs – insurance to protect your classic cars, RVs or Motorhomes, Personal Watercrafts (like boats or jet skis), your Off-Road Vehicles or Snowmobiles. Depending on your specifics home risks, we may try and persuade you to purchase Earthquake or Flood insurance to make sure you and your family are covered from those potential perils.
Why You Need Homeowners Insurance in Santa Barbara
The needs of every home owner are different and your home insurance policy should reflect that. The agents at Steve Hom Insurance will create a Santa Barbara homeowner’s insurance policy that will best suit you and your family. Contact us today for more information on our comprehensive homeowner’s insurance policy options. Fill out our quick and simple form for a free Santa Barbara home insurance quote!